I believe that my Moto Z4 has been hacked

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I called my credit card company to get my account balance. All seemed normal until it asked me to provide the last four digits of the credit card but it wanted to insert a dash which I didn’t enter. So I hung up and called back in and things worked normally. However I noticed on my phone ‘recents’ log that immediately after the first call my phone had made a call to Russia… So obviously the phone is hacked. What’s my next step? Can I just return the phone as it’s a replacement under warranty? Thx

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