Im eligible for upgrade but….

My Samsung note 9 is starting to gave the back separate on the right side. Att told me it was because my internal battery was making it bulge. I gave insurance I pay monthly but there is a $224 deductible. Now I’m not sure if I should pay the deductible and get another note 9 or if after doing so will my phone become obsolete in a few months and need to upgrade another time.

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