Insurance Claim Advise

I have a crack in my screen that I don’t think it’s an actual crack it’s almost like it’s a surface coating crack. When I clean the screen the crack goes away but I can feel it when I run my fingernail across it. I have insurance and wondering if they would honor a replacement if the crack doesn’t go all the way through the glass? I realize I’ll have to pay a deductible just want to know if there will be a problem in the way I word the problem. The insurance I have is through Samsung, Premium Care +

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