Missing Tap & Pay option in default app

when i go into settings -> apps -> choose default apps

1. i do not see the Tap & Pay option to set google play as default
2. then when i go into the google pay app, the ‘Set as dafault’ shows not set as default and there is no way to set
3. i go into settings -> connections -> NFC and contactless payments -> countactless payment, i was able to select google pay

however, when i try to add the COVID QR code to google pay, it says ‘COVID car can only be added to android devices using google pay.

does anyone have the same problem adding COVID QR Code to google pay???

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