Switching from Verizon to TMobile with the Verizon fold 3

Ok so maybe I’m thinking way too hard on this. But I remember back in the day if you put a non Verizon sim into an unlocked Verizon phone it would work but not well. Like you’d have to change apns and all that crap. I just got my fold thru Verizon and I might be shy of the return window. Now I was reading that any phone is locked out for 60 days from Verizon. Is there a way to when I’m able to flash TMobile firmware on to the phone so everything works as it should? Or is it simply just put new TMobile sim in and you’re good to go?

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