The Access program appears to be structured so that you get a new phone at the time you join. I don’t see any practical way (or competitive pricing) for joining with an already-acquired phone.
All-in-all, the program seems a bit convoluted, and with the existing trade-in programs Samsung has been running for the flagship phones over the last several years, Samsung seems to be competing against themselves in a way with Access. As for the timing of when they introduced Access for the S20, I guess I could pass that off as the program just getting started. But when they missed the launch of the Note 20 series by about 6 weeks, it seems like two different divisions of Samsung, where the left hand doesn’t know what the right hand is doing.
Of course, there could be more to this that I’m not aware of, or I’m missing something else entirely.
Any other thoughts out there?