Upgrade to Note 10 Plus?

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hey all. I had previously had the Note 9. Samsung has the Note 10 Plus unlocked and certified preowned on their website right now for around 20 bucks a month. I could easily get this device. It is around 700 but monthly payments are always the way to go for me as I do not have hundreds of extra dollars laying around. Is this a worthwhile device from the Note 9 though? I don’t care for the Note 20 and refuse to pay 1200 dollars.

The thing that I would dislike the most so far about the Note 10 plus is lack of headphone jack and the power button being on the left side from what I have read.

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