What will I lose if I use a Samsung phone without a Samsung account?

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I just picked up my first modern Samsung smartphone and am excited to start using it :p

I did want to find out if I need a Samsung account, and what it does on the phone. I really just want one account (Google) on the phone to deal with like all my other Android phones. If I don’t lose any crucial features on the phone I’d rather not set the Samsung account up.

Thanks in advance for any feedback you have 😀

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